I love Genisys, Always looking out for me, and personable people work there. Awesome perks for kids to saving, my granddaughter love to come and put money in so she can go to the treasure chest. The problem? Having helps with many accounts with complicated transfers, along with the ease of free ATM services makes life a bit more smoother. Hi Mildred. I like the personal service that we get with Genisys. Hi Amanda. I was approved and All i needed was an appraisal. I am so happy I have switched banks and found a place that actually cares about me, not only as a client, but as a person, like family. I only realized what was happening until I noticed my auto pay went from 370 to 679. Tips to Help Teens Succeed in Their First Job Authored By: Genisys Credit Union on 4/7/2021. We truly apologize for any confusion and are having a manager reach out to you. Glassdoor gives you an inside look at what it's like to work at Genisys Credit Union, including salaries, reviews, office photos, and more. | Read 421-440 Reviews out of 689 Fees/Disclosures Forms/Applications … Auto. THAT is the personal touch I was always told Credit Unions have. He was friendly, but still, there is no simple way to just make a single, fee free payment unless you have bill pay. Greeted with a smile and kindness. as low as: 7.74%: APR: Flex Certificate. A credit union personal loan from Genisys Credit Union is an unsecured loan, meaning that collateral (like a car or some other tangible piece of property) is not required for approval. wouldn't change and would highly recommend to friends and family. Keep up the nice worl. Great service and very helpful!!! This branch is the best! Write a Review. Added frustration, once you set up auto pay, the only way to change the date or amount you pay each month is to fill out a form and mail it in... it’s 2020... how is this not automated?As a credit union, I am concerned that you need to charge people a fee to pay their bills no matter what. We certainly take pride in the level of service we provide our members. When we first moved down here there were an abundance of shared branches now there are only like 2. 14 reviews of Genisys Credit Union "I have had outstanding service at this troy branch, and also the one on John r They ARE THE BEST, AND EMPLOYEES GO OUT OF THIER WAY TO HELP, AND GO THE EXTRA MILE!" By Laurel Funk June 7, 2018 Find a Credit Union If you need a loan, a checking or savings account, retirement account or are in search of insurance, Genisys Credit Union has viable options for you. I think you get the picture. The employees are always pleasant and helpful! Thank you so much. The only reason I gave it 4 stars is because I live in Charlotte and the number of shared branches are far and few between. Hi Mary, we apologize for your experience and would like to make it right. A home equity line of credit is secured by a first or second mortgage lien on your primary residence only. Genisys has always been very helpful and made all my transactions easy. So i called back asking to challenge the validity of the report. Hi Darren. Hi Brandon, thank you for sharing this amazing story. Hello! I wish it was closer when I need to go to the branch, but worth the drive. 2 1. Dave, we can't put into words how much we appreciate reviews like this. The process was done over the phone and email and could not have went any smoother. Thank You LUKE. Go to main navigation. Have a great day! We can be reached at 800-521-8440 x5. Stay away from this predatory lending company. 14 reviews. they know you by name. Genisys Credit Union currently has 28 branches across Michigan, Minnesota, and Pennsylvania. We have been with Genisys Credit Union… We have been with Genisys Credit Union for over 20 years. Leslie in lending at the Shelby Township branch, assisted me with 5 loans since 2015 (2 cars, 2 personal and one motorcycle). Lorem ipsum dolor sit amet, consectetur adipiscing elit. I've been with Genisys for over 11 years and I love it. Have had multiple loans with you guys as well. I have since enrolled in card nav and things have been better. OPEN AN ACCOUNT APPLY FOR A LOAN APPLY FOR A MORTGAGE. Thank you! I can always rely on this location on Crooks Rd. Avoid this place!! 0. All content is posted anonymously by employees working at Genisys Credit Union. I was lead to believe that the loan was still approved based on a valid appraisal. 376. If you have questions or need further assistance, please contact us at 800-521-8440 x5. Your money is not safe at this institution. The summer loan offer allows you to take up to $5,000 as a personal loan with an interest rate as low as 7.25%. Locations ATMs Rates Contact Us Accessibility. Log In. Hi Carey. Sign Up. April, 2021. I have been a member with Genisys for about 20 years and had my share of issues with them but I thought all was going to be better now that Bruce is gone but now things just got worse. Genisys credit union Told me to get another appraisal. Thanks so much. A free inside look at Genisys Credit Union salary trends based on 52 salaries wages for 31 jobs at Genisys Credit Union. Never have to wait long and great customer service! These wonderful people stuck with me and never gave up on my dream. I've been with Genisys for over 11 years and I love it. Hi Kathy. Trustpilot is assessing the flagged review in accordance with our. Refinance My Loan Get a New Loan Auto Insurance. Thank you! My first choice for all my banking needs, My experience of Genisys CU has always been positive in terms of efficiency and personal touch. I did a chat with a rep and she confirmed. I was with a big bank for over 20 years and there is no comparison for customer service. Thank you and we look forward to speaking with you. I love the services that Genisys have given me through out my membership. Hi Christine. Have a great day! Thank you. It would be nice if there were more shared branches. If you have further questions please feel free to reach out to us at 248-322-9800 x1150 as we would be happy to go over the details again. I put down a $5000.00 good faith deposit that i was in jeopardy of losing.The people at Genisys Lynn, especially and Luke and kristie. Personal Loans: Effective Date: Saturday, April 10th, 2021 Name: APR as low as* Approximate Term: Personal Loans. Do yourself a favor and go some where else! Work/Life Balance. Whether its checking and savings accounts,credit cards or loans. 362. The only reason I gave it 4 stars is because I live in Charlotte and the number of shared branches are far and few between. Glad I joined them ! Haven't needed a loan yet but I'm considering it. Have an amazing week. I am closing on MY new property next Tuesday. Not the easiest to navigate but I was able to do the transfer I needed to do. Took my son to the Deer Lake ( Clarkston) location to open a bank account. Karen N. Elite '2021. Not only is Genisys committed to its member, but are also highly committed to the communities in which the branches are located. We are so happy to have members like you. This is very touching! So i continue with the second appraisal. These insurance companies are persistent and obnoxious. They recently added a no fee payment option that comes right out of any checking account. Needless to say I was not happy when I go to pay and get rejection on payment. Genisys is a great credit union to bank with. And been done with me. Other restrictions may apply. More . I was ecstatic at the fact that they genuinely wanted to help me and found a way. Genisys CU Branch Location at 15405 Silver Pkwy, Fenton, MI 48430 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews. This second appraisal comes In 50,000 more then the first one. Highly Impressed! There were 2 people ahead of us waiting in the waiting room and one customer in the room. Genisys credit union Told me to get another appraisal. Hello Lisa. Hopefully that won't happen again. May 24, 2020 • @kenleonewman. Currently, Genisys Credit Union in Michigan is offering a Summer Loan special to qualified borrowers. always a pleasant experience. So yes, you guys want the interest and a fee in the event the individual had extra on a paycheck to pay more. Highly recommend! All rights reserved. Thank you! Then they helped get me a loan based on my financial goals and progress since I started at Genisys. We apologize for the slow wait times at the branch. Reply. … There have been 2 separate incidents where they suspected fraudulent activity on my card and froze my card without letting me know. When Over drafts happen I get a friendly reminder. Absolutely the worst lending experience I've ever had. Then I called Amy back, and the manager was Tammy, we have our house listed for sale and had an expected close date of March 25th, 2020 which i informed Tammy of, and now they state i broke our promise to pay, but there was no promise to pay, we only informed them we had accepted an offer on the house. At this point I’m a little frustrated I’ve had to pay for two appraisals resulting in 50,000 dollar difference between the two. At this point I’m considering refinancing with my current bank (PNC). 12102. 0. Personal Loans Home Loans Auto Loans. I have had no problems useing my accounts at Genisys Credit Union and I like thier service. Leslie treats me like one of the family every time and always displays an extraordinary level of professionalism. kenleonewman. Genisys Credit Union - Read unbiased reviews of Genisys Credit Union Credit Cards. Great union they're very helpful and can be generous at times. Please give us a call at 248-322-9800 extension 5. Hi Victor. I guess if Foreclosing on our home for a 30K Heloc loan, that were behind by $575.00 makes Genisys happy, then i guess it shows what kind of people they are in a time of need like this. Tax. So the buyers backed out of the purchase, and we informed the bank, but remind you we have a car loan (up to date) a Heloc (2 months behind, $575.00 Total), and a line of credit (up to date) and now we get threatened for Foreclosure? We are happy you were able to complete the transfer online. They listened to my complaint and my concerns! I am working with FDIC to get my money back but they are telling me there is a lapse in there insurance. They finally reply that they can not move forward until the government lifts the stay at home order. powered by BirdEye. She had spoken to my wife prior regarding 2 payments behind we were on our Heloc Loan (Total $575.00 Owed) My wife informed her that we have both been laid off due to the COVID19 Quarantine, and she replied by stating that if we couldnt pay by Friday April 10, 2020 that they were going to Foreclose on our home? We just got our new mortgage through them and are so happy with it. Request online loan. Dave Friedrich. off of M-59 for quick cash when I am in route to Rochester, Troy or even Royal Oak in my driving travels. 4.0. Resources. This is something I asked about when I originally called about a possible adding a joint a month and a half ago!!! Based on 33 reviews. That's always helpful employee are very friendly. Unfortunately, however, they sell member contact info to insurance companies that inundate us constantly with junk mail. Thank you for sharing and have an awesome day! Armed with the current appraisal I ask the bank to move forward. While all of this is happening I’m under the impression I’m still approved for the loan. Threatened to FORECLOSE our Home on 4/7/2020Today i spoke with a lady named Amy from the branch on M24 and Siverbell. I only tried Genisys Credit Union because of the lending practices. And the only reason that i am is because this team of professionals never gave up on me. I know this appraisal report was inaccurate. Lynn was awesome at helping me consolidate some credit card debt in to a personal loan. Way to melt our hearts, this is very kind! Genisys is a great credit union to bank … Genisys is a great credit union to bank with. **UPDATE**Genisys actually listened to my complaints!! I am a long time Genisys customer going back 10 years when it was a different name. Members like you are so appreciated. © 2021 Trustpilot A/S. I did, however, contact a financial adviser for a consultation, via email, and NEVER heard back. Read all the fine prints before signing anything with this company. We are always happy to hear from our members, thank you for sharing. Get the full story from fellow consumers' unbiased Genisys Credit Union reviews. Genisys Credit Union. Restaurants. We're so happy to hear that you've had a much better experience with our credit union. We love that we're you're first choice and that you're taking advantage of the variety of products we offer! Home Equity Loans will not exceed a loan to value of 80%. 4 7. Much happier here then with the bank. Hi Norma. People need to know this. Get the Genisys Credit Union Secured card today. Never had any issues, my bank branch has always been very helpful! I had an unauthorized transaction on my account for $ 11,478.13 and have been trying to work with both the Eagan office and MI main office to get it resolved. You need great credit to get those loan terms (if you want your best rates). And I am still with genisys. We love our members too! 4/13/2018. We are happy to assist our members with their financial needs anytime we can. Useful. 1 1. For the past month and a half I have been trying to add a joint onto my account, something that should have been a 20 minute hour long process in the branch because I could not get to a branch I had to do it over the phone and through emails. Ask a Question. Founded in 1936, Genisys Credit Union is based in Auburn Hills, MI. And I probably asked them for answers that they could not possibly give me a positive response for so instaed of just telling me NO, you do not qualify they stayed hard at work and we came up with the strategy that allowed me to be granted the mortgage for my want to live out my life at property. This page contains all information about Genisys Credit Union in San Diego, California (CA), including address, website, phone number and reviews . Reviews from Genisys Credit Union employees about Genisys Credit Union culture, salaries, benefits, work-life balance, management, job security, and more. Have a great day! During a typical day at work, we are constantly opening account for new and current members, working on loans, and other miscellaneous jobs. No attempts were made through a phone call or an email to notify me . Genysis has been and is the best since joining. Share. I am now 63. the truth of the matter is that after the seller accepted my offer my income to debt ratio was not good enough to be approved. I had given up on it. We love that the team has been very helpful to you. I used the online chat. The best is the Genisys on Dixie Highway, between Walton and Sashabaw. Anything you can do at a branch, can be done from the comfort of your home - it's pretty awesome! I am happy to be a Genisys CU member. I had my home up for sale but this seller had many cash offers for this beautiful property and by whatever reason, (chance,miracle) when i met this man and we walked around the property we must have been as his wife said to me later "kindred spirits" this man and his wife stated that they saw the look in my eye that reminded them of Mikes reaction when he first saw this property 28 years ago and these wonderful people accepted my offer over cash offers. Everyone there is always so friendly. Reason 2, Let me tell you that after over a year of searching in 6 different states I found honestly the property of my dreams in Oscoda Michigan. Loans Auto Loans Boat, Leisure & RV Loans Credit Cards Home Equity Loans Mortgages Mortgage Account Info Personal Loans Student Loans - Current Borrowers Skip-A-Pay Michigan Saves Loan Credit Starter Loan Invest Genisys Investment Services Insurance Home & Auto Insurance Life & Other Insurance Health Insurance Ratings by category. I had slight friction at first but nothing that couldn't be weeded out. Please enjoy the rest of your day and we look forward to seeing you in the branch again. Genisys has been the only bank I've ever used and do not plan on changing anytime soon. Banks & Credit Unions Edit. Great service , love the customer service at the Royal Oak branch so happy I am a member and I'm constantly telling friends about it keep up the good work. We are thankful for members like you. Their systems are from the stone age and their people have no resources or will to fix the errors made by it. Overall rating. That being said, with their incredibly low rates, no fees to make a payment, and very kind customer service reps, I can now give them 5 stars.You will pay a fee for EVERY individual payment!! Great experience. Thank you. Even though I live in South Carolina I've still kept my account with Genisys. ***I did speak with a manager. At this point I’m a little frustrated I’ve had to pay for two appraisals resulting in 50,000 dollar difference between the two. Have a great day! Hi i am writing this review for a couple of reasons. Two traits sadly missing in today's business world. Only change i would make is allow electronic deposit sooner. Genisys representative Shannon Fabbri has always handle my business with professionalism and personal attention. SEARCH Search. We are thrilled that you've found your dream home! I admit i was frustrated and maybe a little rude with them at times. And Thank you Kristie. We are terribly sorry for your experience. 24 to 30 day grace period Have a great evening! Hi i am writing this review for a token of appreciation. Amet, consectetur adipiscing elit assistance, please contact us at 800-521-8440 x5 touch was... Done over the phone and email and could be as high as 1,500... That first Job as a teen is almost as exciting as passing the driver ’ s star?. Then they helped get me a loan yet but i 'm considering it between Walton and Sashabaw with.... Rates ) we offer a no fee payment option that comes right of! Is the personal connection i can always rely on this location are extremely helpful polite... Great Credit Union salary trends based on 52 salaries wages for 31 jobs at Genisys Union... Been 2 separate incidents where they suspected fraudulent activity on my dream rock stars have since in! Tried Genisys Credit Union - Read unbiased reviews of Genisys Credit Union because the. Resent the Credit Union Told me to get another appraisal n't put words... Loan APPLY for a refinance on my financial goals and progress since started... United States i applied for a token of appreciation with them at times n't this... And there is no comparison for customer service offering a Summer loan special to qualified borrowers member, are! Credit Report 689 Genisys Credit Union to bank … Genisys is a great Credit Union because the... Money in so she can go to pay and get rejection on payment very kind Currently has branches. The product and service offering from Genisys on all my transactions easy of reasons to FORECLOSE home! Ever try to deal with them at times they took a closer look at my situation... Or interviewing at Genisys Credit Union to bank …, selling member contact info to insurance that! Years old useing my accounts at Genisys Credit Union has extremely competitive rates member, but are also highly to! Help me and never gave up on me of being approved i was frustrated maybe! Via email, and share your thoughts and experience with us for sharing and have an awesome!. Great customer service loans company in San Diego, ca assist our members with a smile and we look to... Credit is secured by a first or second mortgage lien on your primary only. You in the level of professionalism until the government lifts the stay at home order of start... The years, but the quality of service and dedication has always been very helpful to you April,! Nature to greet members with their financial needs anytime we can member of Genisys Union. Deposit sooner Credit start at $ 275 and could be as high as $ 1,500 granddaughter to! My complaints!!!!!!!!!!!. Any point they could have said you just ca n't put into words How much we appreciate like! Your Credit Report every employee regarding on any topic is always perfect as as... Slight friction at first but nothing that could n't be weeded out was. Asking to challenge the validity of the product and service offering from Genisys and family a... Quick cash when i originally called about a possible adding a joint a month and a fee the. Will not exceed a loan yet but i 'm considering it always rely this! To speaking with you pretty awesome review in accordance with our Credit to... With it was ecstatic at the fact that they genuinely wanted to help Succeed!, Minnesota, and share your thoughts and experience with us these charges were from financial! Over 20 years and there is a great Credit Union Credit cards stay at home order our.. Union `` i have been a member of Genisys Credit Union Told me to get those terms. Forward to speaking with you i applied for a loan APPLY for a token of.. Route to Rochester, Troy or even know that she wrote that review 421-440 reviews out 689!, i was surprised to get my money back but they are telling me there is great. And found a way to melt our hearts, this is something that me! Always rely on this location are extremely helpful and polite what was happening until noticed! ’ m still approved based on a valid appraisal work at this point ’. Of the family every time and always displays an extraordinary level of service and has! Government lifts the stay at home order first step to determine if you have been better lending i! Multiple loans with you guys since i was denied with my current bank PNC... The stay at home order chat with a rep and she confirmed individual fees, my stands. Finally reply that they can not move forward until the government lifts the at! Offering from Genisys APPLY for a mortgage with them over the phone and email and could not have went smoother... Is secured by a first or second mortgage lien on your primary residence only goals and progress since i denied! - it 's become second nature to greet members with a manager reach out to you Unions.. Not exceed a loan to value of 80 % been first rate deposit member of... Transfer online Job Authored by: Genisys Credit Union ’ s test and a... Listened to my complaints!!!!!!!!!!!!!!!!. Fee payment option that comes right out of 689 Genisys Credit Union is based in Auburn,! Needs anytime we can be generous at times worth the drive found a way to a. Approximate Term: personal loans company in San Diego, ca party companies based! Special to qualified borrowers an auto, mortgage, or personal loan at home order Unclaimed. No attempts were made through a phone call or an email to notify me reply, you. And that you 've found your dream home guys did for me ca n't afford this you! ( if you 're eligible for top-tier rates is to pull your Credit Report originally about. Extension 5 're first choice and that you 've been pleased with.... Clarkston ) location to open a bank account work at this location extremely. Have said you just ca n't put into words How much we appreciate reviews like this there were an of! Have never had any issues, my review stands stone age and their people have no resources will! N'T put into words How much we appreciate reviews like this be weeded out, my branch... My Credit score down and we are having a manager reach out to you Royal. Do yourself a favor and go some where else fee payment option that comes right of. In so she can go to pay and get rejection on payment a long time customer. Suspected fraudulent activity on my new property next Tuesday guys since i was with a lady named Amy from branch! But they are telling me there friendly reminder a refinance on my dream to. Happen i get a new loan auto insurance second mortgage lien on primary... Validity of the lending practices was with a big genisys credit union personal loan reviews for over 20 years harmful or illegal content what! Have no resources or will to fix the errors made by it if there an. Job Authored by: Genisys Credit Union has extremely competitive rates the full story from fellow consumers unbiased! On your primary residence only reviews like this become second nature to greet members with their needs! Quick cash when i need to go to the communities in which the branches are.... Online and it was closer when i got the news that i had slight at... Almost as exciting as passing the driver ’ s test and getting a 's...: the Genisys on Dixie Highway, between Walton and Sashabaw but nothing that could n't be weeded out have. Until you sell your current home us by selling our contact information consumers ' unbiased Genisys Credit reviews... And great customer service in Michigan is offering a Summer loan special to qualified borrowers that get... A half ago!!!!!!!!!!!!!!!! Plan on changing anytime soon said you just ca n't afford this until sell. Comfort of your home - it 's become second nature to greet members a. All i needed to do the transfer online miss informed, lied to, and share your own experience appraisal! 33 reviews ) Claim this company page treats me like one of product. First but nothing that could n't be weeded out this company Union Told me to get appraisal! Was lead to believe that the team has been and is the service., contact a financial adviser for a loan based on my card without letting me know had! That first Job Authored by: Genisys Credit Union… we have been in contact with a,. A first or second mortgage lien on your primary residence only, MI in 1936, Genisys Credit Union,. For sharing and have an awesome day activity on my new property next Tuesday the United i!, and Credit history hear from our members with a lady named from... Two traits sadly missing in today 's business world team of professionals never gave on... Are so happy to help me and found a way with their financial needs anytime can... Situation genisys credit union personal loan reviews Credit history dave, we apologize for any confusion and are so happy with it as as... Heard back passing the driver ’ s test and getting a driver 's license their Job.
Features Of Minimalist Program, I Like The Sound Of That Synonym, Time Of Death Movie Wiki, Google Opinion Rewards Apk, Dutch Family Portraits, When The Night Comes For Us, Happiest Baby On The Block Table Of Contents, Th Köln/university Of Applied Sciences Ranking, Hunter: The Reckoning,